A local agency built around clear answers.
Update Your Quotes is an independent insurance agency based in Lexington, Kentucky. We help people compare coverage without pressure, jargon, or a one-size-fits-all script.
Our approach
Insurance decisions are personal. They should be treated that way.
Most people do not shop for insurance because they enjoy it. They do it because a car, a home, a family, or a business needs protection — and they want to know the choice is a sound one.
That is where we start. As an independent agency, we are not limited to one company's products. We look at the coverage options available for your situation, explain how they differ, and help you make a decision you understand.
We are based at 828 Allen Road, Ste 219, Lexington, KY 40504. If you would rather talk it through than fill out a form, call us at (763) 766-7744.
- Independent: we compare options from multiple carriers instead of representing a single company.
- Local: our agency is based in Lexington, Kentucky.
- Available after the sale: policy changes, renewals, and claims questions do not disappear once a policy is issued.
What we believe
Good insurance advice starts with listening. You should understand what you are buying, why it costs what it costs, and what happens when you need to use it.
Our role is to make that easier — not to push a product or rush a decision.
How we are compensated
There is no fee for a quote. When a policy is placed, the insurance carrier compensates our agency. We are transparent about this because it matters when you are evaluating advice.
What guides us
Three commitments we can stand behind.
Clarity
We explain coverage, exclusions, and trade-offs in plain language — including the parts that are not flattering to a policy.
Independence
Our recommendations are not tied to a single carrier. The goal is the right fit for your situation, not a quota.
Follow-through
We stay reachable for changes and questions after the policy is in force, and we help you understand what comes next.
Good to know
What we do — and what we cannot do.
Being clear about the boundaries is part of earning trust.
- We can compare coverage options from the carriers available for your situation and explain how each one works.
- We can help you request a policy and guide you through the information the carrier needs.
- We can help with service questions about changes, renewals, billing, and the claims process.
- We cannot bind coverage on our own. Coverage begins only when the carrier approves and issues the policy.
- We do not decide claims. Claim outcomes are determined by the carrier under your policy's terms.
- We cannot guarantee a specific price or savings. Pricing depends on underwriting, eligibility, and the coverage you choose.
Visit or call
828 Allen Road, Ste 219
Lexington, KY 40504
(763) 766-7744
info@updateyourquotes.com
Mon–Fri: 8:00 AM – 7:00 PM
Sat: 9:00 AM – 2:00 PM
A quick conversation can answer a lot.
Tell us what you are trying to protect, and we will help you understand the coverage options available.
Prefer to talk? (763) 766-7744