Terms of use
The ground rules for using this website. Insurance coverage is governed by the policy the carrier issues — not by this site.
These terms apply to updateyourquotes.com, operated by Update Your Quotes. By using this website, you agree to these terms. If you do not agree, please do not use the site.
Information, not advice or an offer
Content on this website is general information about insurance. It is not legal, tax, financial, or medical advice, and it is not a substitute for reading your policy or speaking with a licensed professional.
Nothing on this website is an offer to sell insurance, a binder, or a promise that coverage will be issued. Coverage begins only when an authorized insurer approves the application and issues a policy, subject to its terms and conditions.
Quotes and estimates
Any pricing discussed through this website or in a quote is an estimate based on the information available at the time. Final premiums and eligibility are determined by the insurance carrier after underwriting. Quotes may change or be declined.
Accuracy of information
We aim to keep the site accurate and current, but details such as legal requirements, product availability, and carrier rules can change. We do not warrant that every page is complete or up to date. Verify important requirements with the relevant government agency, your policy documents, or the carrier.
No guarantee of savings or coverage
We do not guarantee that a quote will be lower than your current premium or that a particular loss will be covered. Claim decisions are made by the carrier under the terms of the policy.
Your use of the site
You agree to use this website lawfully and not to attempt to disrupt, probe, or gain unauthorized access to it; submit false or misleading information; or copy substantial portions of the site for commercial use without permission.
Third-party links
This website may link to third-party websites, such as mapping services. We do not control and are not responsible for the content, availability, or privacy practices of those sites.
Intellectual property
The design, text, graphics, logo, and other content on this site are owned by or licensed to Update Your Quotes and are protected by applicable intellectual property laws. You may view and print pages for personal, non-commercial use.
Disclaimer and limitation of liability
This website is provided "as is" and "as available" without warranties of any kind, to the extent permitted by law. To the extent permitted by law, Update Your Quotes is not liable for indirect, incidental, or consequential damages arising from your use of this website. Nothing in these terms limits liability that cannot be limited under applicable law.
Governing law
These terms are governed by the laws of the Commonwealth of Kentucky, without regard to conflict-of-law principles. Any dispute relating to this website will be subject to the applicable courts located in Kentucky, unless the law requires otherwise.
Contact
Update Your Quotes
828 Allen Road, Ste 219
Lexington, KY 40504
(763) 766-7744 · info@updateyourquotes.com