Privacy Policy

Privacy Policy & Information Practices

At Update Your Quotes (accessible at updateyourquotes.com), your privacy and data security are our highest priorities. This Privacy Policy details how we collect, use, safeguard, and disclose your personal and insurance-related information when you request auto, home, or commercial insurance quotes through our website or by contacting our office.

1. Information We Collect

To provide accurate, competitive insurance quote comparisons, we collect specific details that insurance underwriters require, including:

• Contact Details: Your full name, residential address (e.g. 828 Allen Road, Ste 219, Lexington, KY 40504), phone number, and email address.
• Vehicle Information (Auto Quotes): Vehicle Year, Make, Model, VIN, annual mileage, primary use, and driver history.
• Property Information (Home Quotes): Property address, square footage, construction year, roof age, safety devices, and prior claims history.
• Current Insurance Details: Prior carrier status, current policy expiration dates, and desired coverage limits.

2. How We Use Your Information

We use the data collected strictly for legitimate insurance brokerage purposes, including:

• Comparing rate quotes across our network of top-rated insurance carriers (such as Progressive, Travelers, Nationwide, Safeco, etc.).
• Contacting you by telephone, email, or SMS to deliver your customized insurance proposal and answer policy questions.
• Assisting with policy binding, endorsement modifications, and annual quote updates to ensure you continuously maintain optimal savings.
• Complying with Kentucky Department of Insurance state regulations and federal laws.

3. TCPA & Communication Consent

By submitting a quote request on updateyourquotes.com or calling (763) 766-7744, you provide express written consent under the Telephone Consumer Protection Act (TCPA) authorizing Update Your Quotes and its licensed insurance agent partners to contact you via telephone call, text message (SMS), or email regarding insurance rates at the phone number provided, even if your number is listed on any State or Federal Do Not Call Registry.

Consent is not a condition of purchasing any property, goods, or services. You may opt out of SMS messages at any time by replying "STOP" or contact our office to adjust your communication preferences.

4. Information Sharing & Third Parties

We do NOT sell, rent, or trade your personal data to non-insurance marketing lists. We share your information solely with licensed insurance carriers, managing general agencies (MGAs), rating engines, and underwriters necessary to generate legitimate insurance quotes and bind policies upon your request.

5. Data Security & Protection

We employ 256-bit SSL encryption, strict role-based access protocols, and firewall protections to safeguard your confidential personal details against unauthorized access, alteration, or disclosure.

6. Contact Our Privacy Officer

If you have any questions or wish to review, update, or request deletion of your information, please contact our Lexington, KY office: